1.Why not realise Single men supporting their family require more money than those Husband and wife earning together for the family of same size.....Where is the logic of Women getting more limits when their Husband add to their own kitty. Please give single women or unmarried women along with single men supported family an additional limit reducing the extravaganza limits of Double income families. This is an inclusiveness at a higher level before they come to BPL with a rational.
2.Senior citizens with Taxable incomes more than3-4-5 lakhs must contribute for the unique fund established for safety and health of their own poor senior citizens in the neighbourhood as an effort of Inclusiveness to keep them self safe in the days to come.
3.PSB Banks contribute to National growth why not reintroduce 80L of reasonble level say 20,000/-P.A on TAX shield Deposits of 2.5 Lakhs per person per year as was earlier few schemes like DSCRG or SCD etc which would be exclusive for PSB Bank Depositors only. Neither the private nor the multinational or the New generation Banks have till date participated in Directed lending or Government holdings wiht the baggage of Govt Directors and Policies.
4.Grameen Banks or the Rural Banks were started with the focus of Rural lending.......... what has happened is they have just become another white elephants like PSBs with the government machinery ..... why not ask their sponsored Banks to SWAP all such urbn and Semi urban branches of RRBS and the relative Business of such Rural Banks enabling them to concentrate on the Rural economy for inclusive growth. Swapping of their rural Branches and the staff with their Sponcered Banks would enable implement more technological initiatives in a better way.
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