4 main points

Hi   My few suggestions are 1. Start 3 new bonds which sould return 7% per anum and providing 1,50,000 rs tax expemption      a) Agriculture Bond      b) Infra structure bond      c) Basic development and charity ond  All of them should be available from all PSU banks at any time all the year  With this promote Rain water harvest, provide pension, rural primary helth development etc.   2. Rain Water harvest. (utilize every single drop of water)          Provide subsidies for all farmers having minimum 1 hector of land for making and maintaining rainwater harvest tanks / ponds.     3. Avoid Burocratic levels for helping poor and needy       Identify well performing charitable / social / political / religious societies and fund them directly for the rural / agriculture / charitable activity. This will improve the rate of money reaching at the bottom level bypassing all burocratic levels   4. Impliment the private vehicle transport by train      eg: I use to travel from Cochin to Trivandrum 2ise or 3rs i n a month. I thought of having a facility provided by railway to load my car. This will reduce my petrol cost, driving over head & add railway earnings.   Biju V John NetAssetManagement (India) Pvt.Ltd. Trivandrum, India Ph: +91 471 3011000 Mob: 94475 99125